Loan Calculator
Estimate the monthly payment, total interest and total cost of a fixed-rate loan.
How to use
Estimate a loan payment
The calculator uses the standard amortizing formula with a fixed annual rate and a term in years. Results are estimates and exclude fees, insurance or variable rates.
- Enter the amount borrowed.
- Enter the annual interest rate and the term in years.
- Review the monthly payment, total interest and total payment.
Frequently asked questions
Does it include fees?
No, only principal and interest are calculated.
What about a 0% loan?
The payment is simply the loan amount divided by the number of months.
Related tools
Percentage Calculator
Calculate percentages, proportions and percentage changes instantly.
VAT Calculator
Add VAT to a net amount or extract VAT from a gross amount.
Tip Calculator
Calculate the tip, total bill and amount per person when splitting a bill.
Text Cleaner
Clean up copied text by trimming lines, collapsing repeated spaces and removing empty lines.
Remove Line Breaks
Turn multi-line text into one paragraph by replacing line breaks with spaces.
Add Line Numbers
Number every line of a list, script or document for easier reference.